Terms and Conditions for Using Our Financial Literacy Blog

Please read these terms carefully before you use our website. We care about your trust and your experience with our content.

These terms were last updated on January 10, 2026.

Acceptance of Terms

Accessing or using our site means you agree to these terms. If you disagree, please discontinue use. We may update terms and recommend regular reviews.

Definitions

These definitions clarify how we use certain terms across the website content.

  • “Content” means articles, information, and media provided by praxentol.pro.
  • “User” refers to anyone visiting or interacting with our website.
  • “Services” means any features, content, or tools available via our site.
  • “Personal data” means information that identifies you as a user.

Use of Our Services

Our material is for personal reference, insight, and informational purposes only. Content is not financial, legal, or investment advice.

Eligibility

To use this site, you must be legally able to enter binding contracts under Malaysian law.

No use permitted by children under 18 years old.

User Responsibilities

Users agree to act lawfully, respectfully, and comply with all Malaysian regulations.

  • Maintain accuracy when providing personal information.
  • Do not misuse or tamper with site content or functions.
  • Avoid posting unlawful, misleading, or inappropriate information.
  • Follow all guidelines related to privacy and cookies.

Prohibited Uses

Users may not use our site in ways that violate laws or cause harm.

  • Engaging in harassment, impersonation, or fraudulent activity.
  • Introducing malware, viruses, or malicious code to our site.
  • Copying, distributing, or exploiting content for unapproved purposes.
  • Attempting unauthorized access to site accounts or data.
  • Interfering with normal operation or availability of the service.

Intellectual Property Rights

All content and branding on this site are protected by intellectual property laws. Users must respect copyrights, trademarks, and licenses. Copying or distributing materials requires written consent.

User Contributions

You may post comments or feedback respectfully. Abusive, spam, or infringing content will be removed.

User Content Rights and Responsibilities:

You warrant that you own or control rights in any submitted content, and grant praxentol.pro non-exclusive use to display it.

Your Privacy and Our Practices

Please review our Privacy Policy for details on data protection. Continued use means you consent to these procedures. Read Privacy Policy

Important Notices and Disclaimers

Read all notices carefully before relying on any content or advice.

Disclaimer Notice:

Content does not substitute for advice from licensed financial professionals. Results may vary for each user.

Limitation of Liability

We accept no liability for outcomes or losses resulting from website use.

Indemnification

By using our site, you agree to indemnify us against any claims from your misuse or violation of terms.

Disputes and Legal Process

Disputes are subject to Malaysian law. Arbitration is the preferred method.

Arbitration

We seek to settle disputes through reasonable, good-faith arbitration whenever possible.

Nothing limits your statutory rights. Contact legal counsel if needed.

Online Dispute Resolution Process

If a dispute arises, you may seek mediation through approved Malaysian channels. We cooperate with official dispute resolution bodies.

Read more about dispute resolution: Read more about dispute resolution

Governing Law and Jurisdiction

These terms are governed by the laws of Malaysia and relevant jurisdiction.

Termination

Violation of these terms can result in loss of site access without notice.

Modifications

Terms may change at our discretion. Your continued use means acceptance of any modifications.

Severability

If any provision is invalidated, the rest remain enforceable.

Full Agreement Between Parties

These terms and our Privacy Policy form the entire agreement between users and praxentol.pro.

Contact for Terms Policy Issues

Direct questions about these terms to our support team.

Contact Email: content@praxentol.pro

Support Phone: +60 5-848 1487

Contact Address: Unit 1.01, Ground Floor, Menara Boustead, 10050 George Town, Penang Malaysia

Effective Date Notice: January 10, 2026

Version: 1.0